This is one of the most exciting altcoins after Ethereum. It was a one-point the second most valued cryptocurrency in terms of market cap. 

So if you are looking into investing in XRP I thought I’d share an easy to follow guide on how you can buy XRP!

What is Ripple and XRP?

Ripple is a type of blockchain that focuses on delivering value through fast, cheap and global payments. And they are focusing on bringing this value to the banking sector. Who today make millions of transactions each year. All at a slower pace and with larger fees. Hence the opportunity for Ripple!

Today Ripple have a partnership with many of the high street banks. And payment providers like VISA. So since it was launched back in 2012 Ripple has grown to become one of the power-houses of the blockchain and crypto world. With real usage and partnerships to support its growth.

And the cryptocurrency XRP is used every time a transaction is performed on the Ripple network, a small amount of XRP is charged to the user (learn more).

How do you buy XRP?

Ripple (XRP) coin illustration


Basically you can do so in a couple of different ways. And I am talking here about buying real XRPss and not any certificates that might be available at various investment sites.


There are a few available options you could use for buying Ripple XRP.


The main ones are:


  1. Buy XRP from an exchange or broker site – buy XRP here because it’s easy, cheaper and many options available
  2. Buy XRP from an OTC desk – buy XRP here because you want to buy XRPs for more than $100k


So unless you are planning to buy large sums of XRP I’d recommend you using #1!


Buy XRP from an exchange or broker site


This is the most common approach people take today to buy XRP. But it includes buying other cryptocurrencies too.


Basically a cryptocurrency exchange is an online exchange site where sellers and buyers meet to trade one cryptocurrency for another.


And broker sites are usually a service provider that offers you to buy a cryptocurrency like XRP for a fixed price. And then they source these cryptos from a liquidity provider.


Since XRP is fairly popular you will have more options available to you compared to some other more obscure altcoins.


Before I share the list of brokers and exchanges with you I thought it would be good to reinstate the steps to go through to buy and store your XRP. If you are looking to find a good XRP wallet you can use this guide.


  1. First decide which exchange or broker you want to use
  2. Register (if necessary) an account
  3. Add your bank card or bank account and pay with the card or make a transaction from your bank to your broker/exchange account
  4. Buy XRP
  5. Send your XRP to a Ripple wallet (you need to send 20 XRPs to activate any Ripple wallet)


That’s it!


Let’s have a look at the different options you could use to buy XRP at a broker site.


These are my top recommendations. I’ve picked these because they are easy to use and trustworthy!


Best brokers to buy XRP from


These work fairly similarly. With Changelly you need a wallet to start off with, so use the Ripple wallet guide to get one that you like.

  1. Coinbase
  2. Bitpanda 
  3. Changelly

It works fairly similar at all these broker examples:

  1. Register an account
  2. Buy XRP with a bank transfer or card payment
    1. With Changelly you need to add your XRP wallet here
  3. Send your XRPs to your Ripple wallet

Best exchanges to buy XRP from

Ripple (XRP) wallet illustration

Ok if you want to buy XRP from an exchange then you need to find one that accepts bank transfer or credit/debit card purchases. Unless you already have some other cryptocurrency to trade with. Then you could for example trade some BTC for some XRP.

The process of using a cryptocurrency exchange is similar to a broker site. So why should I separate them? Well to make it super clear for you. And in the case someone else would mention brokers and exchanges for you then you would already know what they were talking about.

Recommended exchanges to buy XRP from:

  1. Binance (buy with crypto, bank transfer or card payment)
  2. Kraken (buy with crypto or bank transfer)
  3. OKEx (buy with crypto or card payment)

And the steps are similar to the broker services.

  1. Register an account
  2. Make a bank deposit or buy XRP directly with your card
    1. Buy XRP if with a bank transfer (1-2 days later)
  3. Send your XRPs to your Ripple wallet!

That’s it.

I hope this guide to buying XRP was simple and clear enough. Good luck!

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4 Important Tips for Investing in Cryptocurrencies

Hey guys, so you are thinking about investing in cryptocurrencies? Or you have perhaps bought some cryptocurrencies recently but now you are wondering if there’s anything else you need to do?

Don’t worry because here we will talk about 4 important tips that should come in handy for new crypto investors. These tips apply to you if you have bought or if you are still planning to buy some cryptocurrencies.

Investing in cryptocurrencies such as Bitcoin, Ethereum, Ripple or any of the other thousands of cryptocurrencies can seem very luring. You probably have read and seen the huge price increase that Bitcoin and other cryptocurrencies have made in the past few years. Maybe you are wondering is it too late? We can’t say for sure what will happen in the future! But what can tell for sure is that some of the smartest people in the tech and business industry are all turning their eyes and focus on blockchain technology and cryptocurrencies.

Cryptocurrencies are all in the hype these days. Given the volatile nature, the industry has experienced quite some fluctuations, and with that limited the profit making aspect of this monetary biggie to a handful of intellectuals. Don’t worry, we’ve got your back. Follow through these tips and earn money the “schnell” way.

If you are very new to both blockchain and cryptocurrencies then we can recommend some guides for you, here’s one for blockchain and here is one for cryptocurrencies.

Ok, let us explore the 4 best tips for investing in cryptocurrencies

Here are our 4 best tips for investing a bit smarter with cryptocurrencies. Use them as guidance when buying and selling cryptocurrencies.


1 ) Make an investment plan

We believe that with a plan in life all things will fall into place much easier. When you want to find a good school to study at, when you are looking for a job or buying a house. You usually have some plans in place. It might not be written down, but a rough idea of what you are going to exist in your head probably. In the case of buying a house, you probably have things helping you make the right decision such as budget, how much you can spend on it. The location is located in a safe area, near schools, shops, etc. Financing – mortgage, etc.

All very common things most people go through before buying a house. We urge everyone to apply similar thinking and plan for when buying cryptocurrencies.

You need an investment plan! That doesn’t mean you need to write 50+ pages and conduct hours and hours of research. But it means that you think before you act. And that you plan ahead. For example, this might mean:

  • Decide if you want to trade coins and tokens?
  • Decide if you are planning to hold for a long time or a short time?
  • How much can you spend on crypto?
  • Are there any specific coins and tokens that interest you more?
  • How much of a risk are you willing to take?

Take your time and go through these questions. If you can’t answer a majority of them then we urge you to also consider the fact that you might not be ready.


2 ) Protect yourself and your cryptos

Don’t do anything foolish. Make sure you are doing everything you can to protect your cryptos and yourself. With cryptocurrencies everything is online. That means there are certain risks involved. From hackers and scammers especially. So try to take an extra step to make sure that you are not exposing yourself and your coins and tokens to unnecessary risks. That means don’t give out your password, private keys to anyone.

Don’t deposit big sums of money to a site that you never heard about before. Start with a smaller sum and see if it works for both depositing and withdrawing funds. Don’t leave your coins and tokens on the exchanges for too long. Invest in a safe hardware wallet or another secure crypto wallet.

And don’t trust strangers that promise things such as:

  • Give us 1 ETH and we will give you 5 ETH back.
  • Invest $500 and we can promise you will make $100 per day for years.


3 ) Don’t fall for hype and FOMO

When the craze for Bitcoin and cryptocurrencies reached its heights at the end of 2017 and the beginning of 2018 beginners was coming in masses for their chance to earn the big money. Everyone wants to earn lots of money with little effort. This greed factor was one of the biggest factors behind the crazy surge in the price of Bitcoin that saw it rise to over $20,000 USD.

Fast forward a few months and the price of Bitcoin started falling. Harsh and quick. The price of Bitcoin went down to the low $3000’s. And many newcomers who invested at $20,000’s were left burned. Some with huge debts after taking out loans.

Now you can blame, but you can also learn from them. And be smarter.

Don’t buy it when there is crazy times on the market. Don’t buy because your friend, co-worker or random internet stranger is promising you huge returns. Don’t buy just because someone else made huge returns. Because just someone else made money doesn’t mean that everyone else also will make money.

The people who sold at $20,000 probably are very happy with their decisions. And the people who bought at $20,000 are probably very disappointed with their decision. There is a fine line between a good decision and a bad decision. So what separates them? Besides luck? We would argue that if you have an investment plan then it is easier to stay strong and not falling for the hype or the FOMO!


4 ) Have fun

The cryptocurrency space can be fascinating and lots of fun. Here we have some of the best memes (crypto memes here). We have some of the smartest people, I mean just look at their t-shirts.

So take your time and spend it with other fans and enthusiasts online at one of the many crypto and blockchain communities. There are many available on Reddit, Telegram, and Facebook. But don’t get offended easily, as it is very common for people at various crypto boards and forums to sometimes be a bit rude, or at least very short. I mean it is full of young men and they can be a bit anonymous. So that is to be expected from time to time.

But otherwise, it is also full of friendly and sharing people. Especially if you like the same coin or token as them! 🙂

That’s it for now! As mentioned take these tips on board. Have fun and invest smartly in crypto! Don’t go all-in on one coin the first thing you do! Start with a plan and things will sort themselves out eventually!

The crypto space is looking gloomy at the moment

As the year of 2019 is soon coming to an end cryptocurrency supporters might wish for some positive presents ahead. But on the contrary, the market seems to have taken a hit and we are also in the middle of uncovering a potential crypto scam in the middle of the ongoing Bitcoin vs Bitcoin Cash feud.

Bitcoin is currently trading at about $6700 at the time of writing this and it is down nearly by 6% since yesterday (see Bitcoin’s prices here). And Bitcoin has taken most of the cryptocurrencies with it. And it is currently a very blue sight for cryptocurrencies in general. Just look at this picture of the current top 10 cryptocurrencies listed by market cap . As with any price drop some traders and TA analysts are quick to share their visions for further price drops. But it remains to see if the lower $6k and potentially even the $5k mark will get tested?

So looking forward to the last two weeks of the year now approaching what can we expect from Bitcoin and the rest of the cryptocurrencies? Truth be told I doubt that we can expect anything out of the ordinary of positive news for Bitcoin.


Top 10 cryptocurrencies by market cap


Is HEX a scam and why is Bitcoin.com listing it?

A lot of attention this week has been centered around a new token known as HEX. And on its website, the promises of high returns and easy to join proclamations are in plain sight. A website that also looks like it was built as a school project and in general full of the typical promises and lures. With a lot of fancy talks that makes as much a compelling case as it makes a confusing one. How about “HEX’S PRICE POSITIVE GAME THEORY (PPGT)”

“Every feature in HEX is designed to increase its price and adoption. It’s a positive feedback loop. HEX rewards most those who acquire HEX scam the earliest, stake more for longer and refer others to do the same”.

Much of this makes it from a first view share a lot of similar traits to other known scams as OneCoin and Bitconnect.

In other news, the HEX token and a potential new crypto scam have grabbed the attention this week. With the recent news that Stefan Rust the CEO of Bitcoin.com who according to CCN.com decided to list the potential scam on the site out of spite. With the crypto community in heavy discussion about HEX this seems like strange news to read. And to understand the reasons even better this listing seems to be part of an ongoing feud between the different Bitcoin factions. Bitcoin vs Bitcoin Cash.

But is HEX really a scam? Or are we in the crypto community extremely eager to proclaim something as a scam a bit too soon sometimes? On the famous crypto news site, Cointelegraph a long piece was recently published giving us the crypto community a few reasons to perhaps believe otherwise about HEX.

Without doing enough research we don’t believe it is fair to label something a scam. Even though the website and much of the communication coming out from the HEX scam team sure makes you wonder. Is this really not a scam?

What do you guys think is it a scam or not?

HEX token a scam?


If you ever are unsure about something being a potential scam then do your research before you invest money into it. Read what the popular crypto news outlets are saying? And the crypto community on Reddit and Twitter.

Written by

Per Englund – aka gocrypto

We are looking positively to the future of blockchain technology. Right now we already have seen a few blockchain projects make some steps forward. With the supply chain industry making big strides forward for blockchain adoption. Together with other examples with exciting initiatives in the energy market and asset tokenization being other prime targets in 2019 and onwards.

But looking into 2020 and here are 3 blockchain and cryptocurrency trends that we think will interestingly shape the blockchain and cryptocurrency landscape.

#1 Can DeFi live up to expectations?

One of the most talked-about areas in blockchain and cryptocurrency space, is the DeFi industry. Which stands for decentralised finance. And it’s a broad term for new financial products and services that are rising in this merging blockchain and crypto space. 

With the likes of Ethereum blockchain being the obvious name for future use cases.

There are examples floating around in the community that today’s crypto funds used for DeFi projects has increased in usage with more than 65x since 2017.   

So what the entire community is hoping for is that one big DeFi projects that will go beyond niche usage and become a mass adoption example. Where people who today have only heard about Bitcoin might also get to know Ethereum. Or other blockchain projects.

So the question is can it live up to expectations. Will there be any mass-scale DeFi projects that will show up in 2020? We are not sure, we believe other markets like the supply chain industry will still lead the way.

#2 Crypto regulation will become clearer

For a long time the non existence of regulations for the cryptocurrency market have been used as the number one example of what is hindering further cryptocurrency adoption. But on a global scale debate and discussions for how to classify, regulate and promote adoption of cryptocurrencies have been slow.

And this slow and sometimes conflicting messages coming from countries to the likes of the European Union (EU) has not helped to ease large financial institutions to welcome cryptocurrencies fully. 

What we are seeing is that banks and other traditional institutions are waiting for the green light to fully enter the cryptocurrency space. With reports of many banks being ready on the sidelines. For example there are reports that banks have cryptocurrency products like crypto wallets. But they are waiting for the right time to release them.

And what will be a big push forward is greater clarity of regulations from governments and global initiatives like the EU, G7, etc.

#3 Better investment opportunities

For those who have been around the crypto space for some years now we can easily say that buying cryptocurrencies is today easier than ever before. For a long time it was often somewhat dodgy online exchanges that were your only choice for acquiring cryptocurrencies.And sometimes that is still the case if you are looking to buy some more unknown altcoin (altcoins are other cryptocurrencies than Bitcoin).

But today we are ‘blessed’ with a new line of cryptocurrency brokers. Where buying and selling cryptocurrencies is easier than ever before. And for the likes of non-techies that are just comfortable enough sending funds via their internet banks (crypto brokers examples here).

But what we also want to see happen is the emergence of better crypto wallet opportunities. Now crypto wallets these days are easier to use than ever before too. But the steps necessary to take for beginners can still be overwhelming.

So perhaps the biggest innovation opportunities are for storing cryptocurrencies in a safe and easy to use place for newcomers. There is still a gap in buying and storing situations for crypto.

So what we are hoping for is big steps forward to make it easier to buy, sell and store cryptos. But also help to move the adoption-needle forward. If not for the sake of the technology itself, but for the community that wants nothing more than comfort in their interest and investments.

What do you think? Do you agree with these blockchain and cryptocurrency trends? Let us know.